Planning for long-term care (LTC) is about dealing with the reality of needing assistance as we age. We’ll be the first to acknowledge this is not a fun conversation. But ignoring information to avoid the reality of needing long-term care is not a solution.
Tag Archives: long-term care
For those of us who work in this narrow but important insurance niche, we wait each year for our assumptions to be validated or tweaked by the annual LTCI survey published by Brokers World. Now in its 22nd year, we find few carriers participating in the “2020 Milliman Long Term Care Insurance Survey.“ Below are
I will always love you No matter what No matter where you go Or what you do “Come to Me,” lyrics written and sung by Celine Dion. It’s May. Once again Mother’s Day reminds us to pause to celebrate how special, caring and forgiving moms are. Mine died eight years ago after more than a
I do a lot of public speaking about long-term care, the risk, costs, funding options, product designs, what insurance covers, etc. Most of the groups that I meet with are trusted advisors – financial planners, CPAs and attorneys. I always ask if they have made a plan for long-term care. I don’t ask them to
Try to think past today. It’s hard to do because we are so focused on work, family, politics and social issues that take up all of our available time. But that can leave the future unplanned. A pretty common concern today is outliving money planned for retirement. Do you think you will live a long