Tag Archives: long-term care

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What Happens When Initial Rates Are Too Low

Long-term care insurance (LTCI) premiums are changing. Care costs are changing, too.  We’re seeing premium increases to in-force policyholders and new applicants. Why? Here are some of the factors behind these rate actions and how premiums can change. Insurance premiums will always cost less than the cost of care As insurance products go, LTCI is

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November Awareness Month

Make Room In Your Calendar, It’s November Awareness Month

It’s a month of awareness campaigns. Among them is National Peanut Butter Lovers Month and at least 45 others including National Alzheimer’s Disease Month, National Family Caregivers Month and National Long-Term Care Awareness Month. These all tie together for me. No not peanut butter even though it’s pretty sticky. Think about these facts, stats and

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