We’re living longer. And longevity comes with its own challenges. Opportunities, too. But as Lisa Gray writes in her article, “The Four Faces of Retirement,” retirement is different today, “… aging doesn’t mean “old.” “Senior” doesn’t mean decrepit and retirement doesn’t mean stagnation.” Research revisioning retirement conducted by AIG SunAmerica and the Dychtwald Group suggests
November is a busy month with many important causes in the spotlight! Touching on a few of our favorites, this month marks a period of awareness for Long-Term Care, Alzheimer’s Disease, Family Caregivers, and even Adopt a Senior Pet!
Get ‘er done … scratch, scratch … get ‘er done … scratch, scratch … get ‘er done … scratch, scratch …. Sound like a broken record? It should if you’ve been reading our News Briefs and blogs over the years. Here’s a new twist on risk The government statistics for years has projected that by
The window is closing. Washington state’s WA Cares Fund deadline is November 1, 2021. If you don’t have private long-term care insurance in place by that date and you are a W2 employee, your January 2022 paycheck will include a .58% tax. We could make a lengthy list of negative things about this legislation. But
I am widowed. Most of my friends are widows. A couple are widowers. But most are widows. You might even call us elderly orphans. I’m not wild about the term. I like to think about us like wine. We get better with age. But many of us are basically orphans. No kids. No family close
When I started my business in 2000, there were about 140 insurance companies marketing long-term care insurance products. Today, just a handful. About seven offering standalone products if you count the federal program for government employees. More if you include insurers offering hybrid designs that include a life insurance or annuity component. Collective premiums in
Another attempt at long-term care funding. The WISH Act: Well-Being Insurance for Seniors to be at Home. Do we need it? Sure. Only 10% of Americans aged 50 and older have long-term care insurance. Yet most of us will experience a long-term care event once we reach age 65 and beyond. Average long-term care expense