It’s that lovely time of year when leaves change and we begin planning for the holidays starting with Halloween. Any idea how much money Americans spend on ghouls and goblins? In 2021 it was $10.1 billion! Scary for sure. But even more so is aging and falling. Consider that every year 3,000,000 older adults end
Author Archives: Nicole Gurley
Nicole Gurley explains the three steps she uses to help you find the best solution to plan for long-term care expenses. Have more questions? Click here to contact Nicole!
Some suggest we may be heading for the golden age of long-term care insurance. I hope so. In 2002 when I started in this specialized insurance niche the industry reported $1.5 billion in new standalone premiums. A decade later the premiums had dropped to $600 million. Now the latest numbers for 2021 indicate total standalone
Health care or Medicare is very different from long-term care. Why? Health care and Medicare are designed as curative or rehabilitative programs. Not so for long-term care which is custodial care. Custodial care provides assistance with activities of daily living or supervision due to cognitive impairment. People often think long-term care is only care provided
Do you know the six Activities of Daily Living (ADLs)? What if you couldn’t complete two or more of them? Have questions? Click here to contact Nicole Gurley!
Whether you call yours mom, mother, mommy, mama, we all have one. And if you are really lucky, yours is still alive and part of your life. There are lots of sayings about moms. “A mother is your first friend, your best friend, your forever friend.” —Unknown “Youth fades; love droops; the leaves of friendship fall;
Nicole Gurley explains what you can expect to pay for long-term care insurance now and in the future! Have more questions? Click here to contact Nicole.
It’s time to get back to the basics! Do you know what long-term care is and your risk of needing it?
It’s that time of year. Unless you routinely file for an extension, you are thinking about taxes, meeting with your CPA, hoping you’ve thought of every potential deduction and that your tax liability doesn’t change your Mediterranean cruise into a staycation. Two Thoughts One is if you have a tax-qualified long-term care insurance policy you
As Silvia Smith wrote on her blog Marriage.com: “The rush you get when you fall in love with someone mobilizes all your senses, and causes a whirl of emotions, thoughts, and, not to forget, chemical reactions – all of which inevitably make you yearn more and more and more. “Nonetheless, at some point, these emotions