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CCRCs Are Not Created Equal

Among options for retirement living is the continuing care retirement community or CCRC. These communities provide a combination of two or more venues that include independent living along with assisted living, memory care and/or skilled nursing usually on one campus. The intent is to provide the services residents require to age in place. As personal

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Test Your Long-Term Care Knowledge

Chances are that you or someone you love will need care or become a caregiver. Just think about the reasons for needing care. They range from cognitive diseases like Alzheimer’s to physical limitations from accidents or medical conditions like ALS, cardiovascular disease, diabetes, MS, etc. Here’s a quiz to test your knowledge: RISK: The government projections

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Three Long-Term Care Insurance Options

We’re often asked what long-term care insurance product we like the best or recommend. Our response is always, “It depends.” We’re not trying to be evasive. It just depends on each client’s health, wealth and financial goals. Currently, there are three long-term care insurance (LTCI) products in the market: standalone or traditional, life insurance based

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Long-Term Care is Double Trouble for Women!

Long-Term Care is Double Trouble for Women!

In my work with couples it’s quite common for one spouse/partner to want long-term care insurance and the other to be disinterested. Wanna guess which is which? It’s usually the older, six-foot plus, 300-pound plus guy that is disinterested and the five-foot, 100-pound spouse that is keenly interested. Big guy vows he will never need

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Eat, Drink, Exercise and be Merry (Sex), Too!

In this article for TIME Health, Jeffrey Kluger and Alexandra Sifferlin summarize findings from a number of new studies on aging. While the end of life is nonnegotiable, we certainly can influence longevity and the quality of our remaining years. Here are just two surprises to living longer and better: Don’t be timid. Those with

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