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Top 10 States For The Lowest Cost of Care

Long-term care expense planning is complex. A lot of factors need to be considered to put in place the appropriate product, coverage and premium.  Like what you ask.  For starters, your health history, wealth, asset location and financial goals. When we get to the cost and coverage, we need to understand where you would reside

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Thank You For Being A Friend…Want To Home Share?

Definition: An arrangement whereby several participants live together in one home. The participants share the costs. Are you single? No kids? No family nearby? Lonely? Retired or soon to be? Worried that you will be an elder orphan? A Golden Girl living arrangement may be to your liking. It was September of 1985 when the

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Do You Look To The Facts Or Lead With Emotion?

Hearts and minds. Facts and feelings. Ever taken the Myers-Briggs Type Indicator? Are you a thinking person or a feeling person according to the Myers-Briggs personality type model? The typical long-term care insurance (LTCI) buyer is female, age 55 to 64. She is married with adult kids, College educated and still working in a white-collar

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