It’s that time of year. Unless you routinely file for an extension, you are thinking about taxes, meeting with your CPA, hoping you’ve thought of every potential deduction and that your tax liability doesn’t change your Mediterranean cruise into a staycation. Two Thoughts One is if you have a tax-qualified long-term care insurance policy you
Tag Archives: premium
My dad is 100 years old. He has two long-term care insurance policies. Yes. We’ve dealt with rate increases on both. We’ve reduced coverage from lifetime to four years. And are about to reduce coverage again due to another rate increase and his life expectancy. He’s well beyond his life expectancy and still going strong!
Are you old enough to remember the Dragnet series that aired from 1951 to 1959? How about Detective Joe Friday’s classic phrase, “Just the facts, ma’am. Just the facts.” With interest rates so low, have you thought about buying a new home or refinancing your mortgage? Bet you thought it would only take two
For those of us who work in this narrow but important insurance niche, we wait each year for our assumptions to be validated or tweaked by the annual LTCI survey published by Brokers World. Now in its 22nd year, we find few carriers participating in the “2020 Milliman Long Term Care Insurance Survey.“ Below are