CCRCs Are Not Created Equal

Among options for retirement living is the continuing care retirement community or CCRC. These communities provide a combination of two or more venues that include independent living along with assisted living, memory care and/or skilled nursing usually on one campus. The intent is to provide the services residents require to age in place. As personal

Read More

Test Your Long-Term Care Knowledge

Chances are that you or someone you love will need care or become a caregiver. Just think about the reasons for needing care. They range from cognitive diseases like Alzheimer’s to physical limitations from accidents or medical conditions like ALS, cardiovascular disease, diabetes, MS, etc. Here’s a quiz to test your knowledge: RISK: The government projections

Read More

Three Long-Term Care Insurance Options

We’re often asked what long-term care insurance product we like the best or recommend. Our response is always, “It depends.” We’re not trying to be evasive. It just depends on each client’s health, wealth and financial goals. Currently, there are three long-term care insurance (LTCI) products in the market: standalone or traditional, life insurance based

Read More