The COVID-19 pandemic has taught us a lot. One lesson is that financial discipline is possible. Life’s experiences can act as a stimulus for revising financial habits and cause us to rethink how we spend money. Understanding and managing risk may be the most important lesson learned from 2020. While risk is a constant in
No worries. This is not a solicitation for a new online dating site. But it is an alert for single women. No matter how the single occurred – never married, divorced, widowed – we are all at great risk for needing assistance for long-term care. Consider: We outlive men. But we provide care for them. About
What word pops into you head or out your mouth when you learn that a family member, business colleague or dear friend has tested positive for COVID-19? I’d tell you what comes to my mind but my 100-year-old father reads my blogs and he would blush and be disappointed in my language choices. I’ll just
Hearts and minds. Facts and feelings. Ever taken the Myers-Briggs Type Indicator? Are you a thinking person or a feeling person according to the Myers-Briggs personality type model? The typical long-term care insurance (LTCI) buyer is female, age 55 to 64. She is married with adult kids, College educated and still working in a white-collar
“When he goes in,” is a phrase we hear daily. It makes the hair on the nape of my neck twitch. Mainly because the assumptions behind the phrase are faulty and way, way out of date. First, if no long-term care insurance (LTCI), she will be the hands-on caregiver. He’s not going anywhere. Second, according
It’s October. Pumpkin contests. Halloween. Start of 4Q20. COVID-19. Masks. Social distancing. Impeachment. Acquittal. Recession. Elections. Protests. Riots. Supreme Court justice death and nominee. Debates. Sports sans fans. West Coast fires. All-time low interest rates. And the list goes on. The ultimate understatement To say 2020 has been challenging is the ultimate understatement. We all
It’s about those you love. Do you put your seat belt on when you get in the car? Most of us don’t even think about it. It’s automatic. And we require everyone riding with us to put theirs on, too. Have you thought that this simple act could be a gift of life? It’s protection
Aging baby boomers are nudging the national median age up by 1.2 years, according to a report released recently by the U.S. Census Bureau. The nation’s 65 and older population grew by 34.2% during the past decade, according to the bureau. The growth was driven by baby boomers who were born between 1946 and 1964.
Sneakers, t-shirts, head bands, belts, leggings, skirts, shirts, shorts, socks. Whatever your style or desire. Wear purple on June 20 in support of Alzheimer’s and Brain Awareness Month. Dementia remains the number one cause of long-term care insurance (LTCI) claims. A major LTCI insurer has reported that two-thirds of new claims for facility care are
Have you heard the new phrase, “cuddle puddle?” Maybe not. It describes how we might react to physical contact once we can engage socially again. We’ll just be a bunch of cuddle puddles hugging each other. Now some say the continental cheeky kiss will become the norm as it is safer than shaking hands. And
