Sneakers, t-shirts, head bands, belts, leggings, skirts, shirts, shorts, socks. Whatever your style or desire. Wear purple on June 20 in support of Alzheimer’s and Brain Awareness Month. Dementia remains the number one cause of long-term care insurance (LTCI) claims. A major LTCI insurer has reported that two-thirds of new claims for facility care are
Did you ever think that your personality could put you in line for mild cognitive impairment? In a recent study, personality traits such as neuroticism, extraversion, conscientiousness, agreeableness and openness were all linked to pre-dementia conditions called motoric cognitive risk (MCR) and mild cognitive impairment (MCI). Openness reduced risk but neuroticism increased risk. What’s next?
Have you heard the new phrase, “cuddle puddle?” Maybe not. It describes how we might react to physical contact once we can engage socially again. We’ll just be a bunch of cuddle puddles hugging each other. Now some say the continental cheeky kiss will become the norm as it is safer than shaking hands. And
I will always love you No matter what No matter where you go Or what you do “Come to Me,” lyrics written and sung by Celine Dion. It’s May. Once again Mother’s Day reminds us to pause to celebrate how special, caring and forgiving moms are. Mine died eight years ago after more than a
These are uncertain times for all of us Questions about health and the economy are discussed and debated continuously. Not one to cry easily, I have fought back tears recently. Friends dying alone. No way to sit by their hospital beds, hold hands and share precious moments together. Or a final hug or kiss. I
Conventional wisdom Buy low, sell high. Always protect principle. Isn’t that the strategy? A downturn in the market is a temporary thing. Better to think long term than to panic and sell stock at a low during a downturn. In a downturn the assets providing retirement income and the resources to self-fund a long-term care
At our Fourth of July party, a friend jokingly asked me what was worse than talking with your kids about the birds and the bees. Laughingly, he said it was talking with your parents about long-term care. My friend and his wife are clients. He knows that the focus of my business is long-term care
Over thirty years ago, I received a phone call from my father, and I still remember the conversation clearly. He had called to tell me that he and my mother had made a very significant investment in my financial future and was eager to tell me about it. As you can imagine, he had my
If only we could stop the aging process. Growing old is not for the faint of heart. Faint of heart defined It’s the lack of courage to face something difficult. And growing old certainly fits the definition. In this article published by A Place For Mom are 18 signs that help is needed. As families
When we work with clients on long-term care expense planning, the initial focus is cost and coverage. It doesn’t matter if the funding option is insurance or another product. Basically, clients just want to know how much expense they can afford to transfer to an insurance company or another funding resource. As a result, meaningful
