Tag Archives: hybrids

Long-Term Care Insurance Premiums Should Be Fully Deductible

If long-term care insurance (LTCI) premiums were fully deductible on federal and state taxes, do you think more people would be inclined to purchase coverage? We do. Today, premiums on tax-qualified long-term care insurance policies may be deductible depending on how policyholders file federal taxes. In most cases the amount of the deduction is restricted

Read More

Three Long-Term Care Insurance Options

We’re often asked what long-term care insurance product we like the best or recommend. Our response is always, “It depends.” We’re not trying to be evasive. It just depends on each client’s health, wealth and financial goals. Currently, there are three long-term care insurance (LTCI) products in the market: traditional, life insurance based and annuity

Read More