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How Old Is Too Old…

  Outliving income is a major concern for many Americans. Long-term care is a likely expense for 70% of Americans age 65 and older and can quickly deplete savings and investments. For most Americans there are just three funding options: self-fund using income and assets, long-term care insurance or qualifying for Medicaid which is government

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Ten in the Bed…

“There were ten in the bed and the little one said, ‘Roll over, roll over.’ So they all rolled over and one fell out.” Most of us know this line from the children’s nursery rhyme. I don’t know about you, but I cringe when I think about 10 in a bed. It’s a little too

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Women Need Long-Term Care More than Men

A few years ago, most long-term care insurance carriers introduced gender-based pricing. What does that mean? Women pay more for this insurance. Why? Because we live longer, use more insurance benefits and cost the insurer more money than men. Carriers are pricing to their risk Traditionally in our country, long-term care has been provided at

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