Author Archives: Nicole Gurley

Five Reasons People Buy Long-Term Care Insurance

Twenty-seven years ago I received a phone call from my father and still remember the conversation. He had called to tell me that he and my mother had made a very significant investment in my financial future and was eager to tell me about it. As you can imagine, he had my full attention and

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CCRCs Are Not Created Equal

Among options for retirement living is the continuing care retirement community or CCRC. These communities provide a combination of two or more venues that include independent living along with assisted living, memory care and/or skilled nursing usually on one campus. The intent is to provide the services residents require to age in place. As personal

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Test Your Long-Term Care Knowledge

Chances are that you or someone you love will need care or become a caregiver. Just think about the reasons for needing care. They range from cognitive diseases like Alzheimer’s to physical limitations from accidents or medical conditions like ALS, cardiovascular disease, diabetes, MS, etc. Here’s a quiz to test your knowledge: RISK: The government projections

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Three Long-Term Care Insurance Options

We’re often asked what long-term care insurance product we like the best or recommend. Our response is always, “It depends.” We’re not trying to be evasive. It just depends on each client’s health, wealth and financial goals. Currently, there are three long-term care insurance (LTCI) products in the market: standalone or traditional, life insurance based

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